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  1. Zopa
  2. Retail Finance

Retail Finance

Guidance for retailers offering Zopa Retail Finance

Standard/Headless API

  • Standard and Headless API Integration

Merchant Contacts

  • Merchant Contacts

Shopify

  • Share Shopify Collaboration Access
  • Payment Timing for Shopify Merchants

DivideBuy Retailer Portal

  • Activate your account
  • Navigating the DivideBuy Retailer Portal
  • User Management
  • Create a Custom Order and Send an Application Link
  • Fulfil an Order and Upload Proof of Delivery
  • Issue a Refund

In Person

  • Login
  • Add a User
  • Before Starting an In Person Application
  • Create an Application
  • Complete an Order
  • Issue a Refund

Retail Finance Obligations

  • Retail Finance Obligations
  • Customer & Application Requirements
  • Supporting Customers with Retail Finance
  • Complaints, Customer Outcomes & Product Restrictions
  • Fraud Prevention, Orders & Delivery Obligations

DPC Regulation (July 2026)

  • Deferred Payment Credit (DPC): What’s changing and what it means for you
  • Deferred Payment Credit (DPC) Regulation FAQs: What you need to know
  • Retail Finance - Merchant Terms and Conditions - Effective from 15th July 2026

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